 | Mortgage Impairment
(Mortgage Errors & Omissions)
Provides coverage for direct damage and errors and omissions claims
due to the error on the part of the borrower or the lender
which results in a physical loss to a mortgaged property.
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| Mortgage Servicing
Force Placed Fire and Flood Coverage
Guaranteed issue hazard and/or flood
coverage to protect the lender in the event that the borrower's coverage
has lapsed.
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| Banker's REO Coverage
Guaranteed issue hazard, flood (if
needed) and liability to protect the lender's interest in properties
both in the process of foreclosure and foreclosed properties, coverage is
immediate and boarding of properties is not required.
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| Flood Determination Services
Provides written
verification of flood zones based upon street address for immediate
identification of properties in need of flood coverage for loan closings.
Program includes Life Of The Loan guarantees.
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| Banker's Blanket Bond
Provides a myriad of
coverages to protect the lender from loss of money, securities and
property by employee dishonesty, forgery, theft, robbery, fraud, etc.
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| Banker's D&O Liability Coverage Including Entity Coverage
Provides directors and
officers against damages from claims resulting from negligent acts as well
as the expenses to defend such acts. Coverage can be extended to include
the entity in most cases.
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| Banker's Specialized Property and Liability Coverage
Tailors a \93package\94
to include coverage for facilities, vehicles, employees, etc\85 It can
include many coverages specifically designed for financial institutions to
address their special needs and exposures.
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| Voluntary Optional Mortgage Coverage- Life, A&H, AD&D
Provides Life, Accident
& Health and Accidental Death and Dismemberment coverages to your
first mortgage customers.
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| Credit Related Coverage - Fixed and Revolving
Provides Life, Disability
coverages to your credit loan customers.
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| Employment Practices Liability
Provides coverage for indemnity and legal costs to defend claims involving sexual harassment, wrongful
termination and discrimination including legal liability for such acts.
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| Blanket Fire (First & Second Mortgages)
Provides coverage on a
blanket basis for first and/ or second mortgage portfolio where the lender
wishes to eliminate the need to track hazard insurance for borrowers.
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| Environmental Impairment Liability Coverage
Provides coverage for the
lender as respects possible environmental hazards and clean up.
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| Lender Liability
Provides coverage for the
lender in respect to the extension or failure to extend credit to a
current or prospective borrower.
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