Life Insurance
We offer a full array of life insurance and annuity products to meet your needs.
Term Insurance:
As a general agent we represent hundreds of carriers, therefore we are able to find the most competitively priced term insurance coverage available to you. You have a health condition, no problem, we have companies that specialize in writing affordable term insurance for people with existing health problems. If you have a particular company that you would like to have cover you, we most likely can get you that company. If keeping the premium to a minimum is your concern we can help you because we deal with some of the most competitive companies in the country. Call us at 1-800-752-0150 today and see for yourself how affordable term insurance can be.
Cash Value Insurance:
If you are looking for a more permanent type of life insurance call and ask us about our Universal Life and Whole Life programs. These types of plans allow you to budget your premium payments and still provide life time insurance coverage. These plans provide the ability to accumulate cash which may be used to decrease or eliminate future premium payments, purchase additional insurance coverage or supplement your income. These cash values can be tied to the stock market providing the potential for greater accumulation of cash values or they may be based on more conservative fixed asset returns.
Single Premium Life Insurance: Are you concerned about
passing on assets to your heirs tax-free? This policy eliminates
probate and thus puts the monies in the hands of the receiver much
quicker. The unique characteristics of Single Premium Life Insurance
are that the one-time premium is always fully refundable at any time
to the policy owner. The insurance can be placed in effect for an
unlimited number of years with complete refund of premium at any
time. Participants will be provided with a complete outline of the
policy provisions.
Second To Die Life Insurance:
Did you know that upon the death of you and your spouse Uncle Sam may get up to 55% of your estate in the form of estate taxes? We can help! there is a way to pay estate taxes at a discounted rate as low as 20 cents on the dollar. With Second To Die Life Insurance you can pass more of your hard earned estate on to your children and grand children.
1-800-752-0150
Anthony R. Davis Agency
200 E. Grove Street, P.O. Box P
Westfield, New Jersey 07091-0914
Phone (908) 233-8040 - Fax (908) 233-6414
E-mail: info@ardavisagency.com
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